Disclaimer


Legal


Use of this Website

This website is a subdomain and its content has been provided solely by Andrew Johns, a Raymond James Financial Advisor. It expresses the opinions of Andrew Johns, and not necessarily those of Raymond James. This website is intended for viewing only in those jurisdictions where Andrew Johns is registered with the provincial/territorial securities commissions and may be accessed and used only by persons in the following provinces and territories of Canada: Alberta, British Columbia, Ontario, Manitoba, Newfoundland, and Quebec. The services of this Financial Advisor are available to residents of those provinces/territories only and are not intended for or available to persons who reside or are located outside of those provinces/territories. If you live outside those jurisdictions and wish to speak to a Raymond James Financial Advisor, please contact the Raymond James office nearest you or call 1-888-545-6624 (Canada only). Persons who access the website must inform themselves about and observe the laws that apply in the jurisdictions where they are accessing and using the Website.

Use of this website is governed by the Raymond James Web Use Agreement. By using the website, you acknowledge and signify that you have read, understood, and agree to be bound by the Web Use Agreement.

The website is provided for information purposes only and is not to be construed as an offer or solicitation for the sale or purchase of securities by Raymond James or its employees, agents or affiliates. It is not intended for, and should not be relied upon for, any trading, business, financial, legal, accounting or tax advice or any other purposes. It is not intended to be a comprehensive or detailed statement concerning the matters addressed. Users of this website are advised to seek professional advice before acting on any information contained in this Website.

Disclaimers

The content for this website is provided by Andrew Johns. Raymond James and its employees and agents expressly disclaim any liability for losses or damages, whether direct or indirect, special or consequential, incurred by any user of this website. Statistics and factual data and other information in this website are from sources Raymond James believes to be reliable but errors may occur and information may become out of date. Raymond James does not guarantee the accuracy, completeness, quality or timeliness of the information available on or through the Website. The website is provided on an "as is" and "as available" basis, without any representations, warranties or conditions of any kind, whether express or implied. This website is provided on the basis and understanding that Raymond James is to be under no liability whatsoever in respect thereof. Under no circumstances will Raymond James ever be liable to you or any other person for any indirect, incidental, consequential, special, punitive or exemplary loss or damage arising from, connected with, or relating to the website. By accessing this website, each user releases Raymond James, its' directors, officers, employees, agents and all related companies and their respective directors, officers, employees and agents from all claims and proceedings for all such losses, damages or consequences. Changes may be made at any time to the services provided by Andrew Johns and the information contained on this site without prior notice being given.

Links or External References

This may provide links to other Internet sites for the convenience of users. Raymond James Ltd. is not responsible for the availability or content of these external sites, nor does Raymond James Ltd endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same Privacy Policy which Raymond James Ltd adheres to. Links to other websites or references to products, services or publications other than those of Raymond James are for convenience only and do not imply the endorsement or approval of such websites, products, publications or services by Raymond James or its subsidiaries or affiliates. Any recommendation or link to a website outside of Raymond James is based on the opinion of Andrew Johns. That opinion may differ from the opinions of Raymond James and should not be considered representative of the beliefs, opinions or recommendations of Raymond James. All links are for information purposes only and Raymond James is not responsible for, nor does it endorse, third-party websites, materials or professionals.

Confidentiality

This Website is not a secure medium for communication. Instructions must NOT be provided by email as they may not be acted upon or may not be acted upon in a timely manner. Any confidential, proprietary or sensitive information transmitted by a user by means of this website might be read and copied by unauthorized persons. Neither Andrew Johns nor Raymond James can ensure the privacy, accuracy or authenticity of any information or instructions sent over the Internet.

Raymond James, Ltd. is a member of the Canadian Investor Protection Fund.This does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.  This is intended for Canadian residents only.Any information from this website regarding products and services of Raymond James is intended for use only in jurisdictions where such services or products may be lawfully offered for use or sale, and neither use nor sale is intended where prohibited by law. Without limiting the generality of the foregoing, the services of Raymond James Ltd. are not offered to residents outside of Canada. Only Canadian laws apply to this website and to the use of this website by any user, notwithstanding the domicile, residence or physical location of the user.

Andrew Johns is registered in Canada with IIROC through Raymond James Ltd. The services of Andrew Johns are only available to residents of those provinces/ territories in which they are currently registered, and are not intended for or available to persons who reside or are located outside of those provinces/ territories. Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond James Financial, Inc. Securities-related products and services are offered through Raymond James Ltd., member – Canadian Investor Protection Fund. Insurance products and services are offered through Raymond James Financial Planning Ltd., which is not a member – Canadian Investor Protection Fund.

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